You may be asking, "What is an Automobile Title Loan?" Title loans can be thought of as car equity loans in which you can borrow cash in exchange for the title.

Car title loans aka pink slip loans are quite often confused with auto pawns. Auto pawn works just like a pawn shop. Auto pawn is a method of lending in which you surrender your vehicle to the lender until the loan is paid back. They hold your car in a secured lot or garage for safe keeping.

With auto title lenders, you are not required to surrender your vehicle. You keep your car and continue to drive during the course of the loan. You simply sign over your title as collateral for the loan. Your title is returned to you after the loan has been paid back with interest.

Not every car title loan company is exactly the same. There are many objective factors used when determining the cash value of the vehicle loan. We have some suggestions that may help you maximize the funds you receive:

Titel loans arent the same everywhere you go either. Interest rates fluctuate and can vary from place to place and day to day. Shopping around is a good idea. At Bartlett Car Title Loans we are always checking out or competitors rates so we can not only be competitive but also deliver the best customer service around.

The title loan company will be inspecting and appraising your vehicle. Make sure its clean and in good working order. This may not necessarily increase the value but a dirty vehicle could definitely reduce the value.

Even though these are quick cash loans they do take time to process. While your paperwork is being put together and your vehicle is being appraised, act professionally and be patient. These lenders are dealing with large amounts of money and you want them to feel that they can trust you to pay it back. With amounts ranging from $500 to $50,000, this is serious business.

Another thing that may not be apparent is that car title loan companies are quite flexible with the items they accept as collateral for a loan. Generally speaking if an item has a title (a legal document stating ownership) you can most likely get a loan on its market value.

How about some examples:

- You have a fleet of vans. You can get a loan on any or all of the fleet. Of course the titles must be in your name and free of other liens.

- You own a second or third car, a boat, a trailer or a motorcycle. Yep! They are all in the game, too.

- Construction equipment and farm equipment. If it has a title and is in good working order it qualifies.

Vehicles do depreciate over time but there are some that become classics or antiques with high market values. Any title lender knows this and factors that into the equation.

Now youre wondering how to get a title loan. First you have to fill out the application online. When you finish it will be sent to us or a company in our network and a representative will assess the basic value in order to get you pre-approved for the loan.

The next step is appraisal.
You will bring your vehicle to us for inspection. Be ready for them to take pictures and ask for a set of keys to keep in your file after you sign for the loan and get your money. Rest assured that they will not take your vehicle unless there is no other option to recover the loan.
After youve got the money in your pocket, you are free to go home with your vehicle, too! Isnt it time you applied for a title loan? Keep in mind that there is no obligation until you sign for and receive your money.
Apply NOW!